Your Mortgage Partners

Welcome to our web page. We can guide you through the process whether you’re refinancing, buying your first home or making an investment.

Location

626 N. Alafaya Trail Suite 206 Orlando Fl, 32828.

1st Capital Lending Group

NMLS # 2583704

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1st Capital Lending Group

Experienced Mortgage Professionals

At 1st Capital Lending Group, we understand that every financial situation is unique. That’s why our team of experienced professionals is dedicated to providing personalized service and finding the best mortgage options for you.

About Us

Providing Top-notch Mortgage Solutions to Individuals and Investors.

With years of experience in the mortgage industry, we have built a reputation for our commitment to customer satisfaction, personalized service, and competitive loan offerings.

Our mission is simple: to help our clients achieve their financial goals by providing access to the best mortgage loans in the market. Whether you’re a homeowner looking to refinance, an individual seeking a mortgage for his first home, or a property investor we have a wide range of loan programs tailored to meet your specific needs.

Jesus Martinez, JD, MPA

President, 1st Capital Lending Group

Jimena Perez Gil

Chief of Operations 1st Capital Lending Group

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Why You Should Choose Us
For Your Mortgage Needs

Personalized Service

Our team of experienced professionals takes the time to understand your needs and guide you through the lending process, ensuring you make informed decisions.

Competitive Loan Offerings

We strive to provide competitive loan offerings with attractive interest rates and flexible terms.

Commitment to Customer Satisfaction

We are always available to answer your questions, address your concerns, and provide ongoing support.

Experience and Expertise

With years of experience in the industry, our team at 1st Capital Lending Group has a deep understanding of the lending landscape.

We Are Always Ready to Assist You!

Whether it's about loans, refinancing, or any other financial matters, I'm here to provide you with the information and guidance you need.

Mortgage Loan Programs, Including:

Our experienced team is here to guide you through the lending process, answer your questions, and help you make informed decisions. 

FHA Loans

FHA loans are backed by the Federal Housing Administration and are a popular choice for individuals and families looking to purchase or refinance a home.

Veterans

Veterans Affairs loans, are backed by the U.S. Department of Veterans Affairs and are designed to help veterans achieve homeownership.

Conventional Loans

Conventional loans are a popular choice for borrowers who have good credit and can meet the standard requirements set by lenders.

First-Time Homebuyer Loans

Mortgage loans for first-time homebuyers are designed to assist individuals purchasing their first primary residence.

These loans often offer benefits such as lower down payment requirements, reduced closing costs, and more flexible credit score criteria to make homeownership more accessible to first-time buyers.

Investor Loans

Tailored to meet the unique needs of investors and provide the capital necessary for their investment ventures.

Mortgage loans for investors offer financing options specifically tailored for real estate investors looking to purchase rental properties, fix-and-flip properties, or engage in other investment strategies.

Foreigner Loans

Mortgage loans for foreign nationals are designed to provide financing options for non-U.S. citizens looking to purchase property in the United States.

These loans cater to the unique needs and circumstances of foreign investors who may not have a U.S. credit history or Social Security number.

Refinance Cash Out

Mortgage loans for cash-out refinancing allow homeowners to access the equity built up in their property by borrowing against it.

This type of refinancing replaces the existing mortgage with a new loan that is larger than the current outstanding balance, providing the homeowner with cash at closing.

Refinancing: Second Mortgages and Lines of Credit

Mortgage loans for refinancing second mortgages and lines of credit allow homeowners to restructure or consolidate their existing debt secured by their property.

These loans enable homeowners to take advantage of lower interest rates, extend or shorten the loan term, or convert adjustable-rate debt into a fixed-rate mortgage.

estimate your potential monthly mortgage payments.

We can help you with a mortgage calculator to estimate your potential monthly mortgage payments.